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  1. Thanks for your write-up. I would also love to say that the first thing you will need to do is determine whether you really need credit repair. To do that you must get your hands on a copy of your credit report. That should really not be difficult, because the government makes it necessary that you are allowed to acquire one no cost copy of your actual credit report yearly. You just have to request the right people. You can either look into the website with the Federal Trade Commission and also contact one of the leading credit agencies right away.

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